Volkswagen AG is a Germany-based automobile manufacturer. It operates through two segments: Automotive and Financial Services. The Automotive segment comprises the development of vehicles and engines, the production and sale of passenger cars, light commercial vehicles, trucks, buses and motorcycles, as well as spare parts, diesel engines, turbo-machinery, special gear units, propulsion components and testing systems. The Financial Services segment combines dealer and customer financing, leasing, banking, insurance activities, fleet management and mobility offerings. The Company operates under the brands Volkswagen, Audi, Seat, Skoda, Bentley, Bugatti, Lamborghini, Porsche, Ducati, Volkswagen Commercial Vehicles, Scania and MAN.