Experian PLC (Experian) is an information services company. Experian provides information, analytical tools and marketing services to organisations worldwide, ranging from small start-up businesses to multinational corporations. The Company provides organizations and individuals with information and analysis to help them make decisions. Its products and services are grouped under four principal activities: Credit Services, Decision Analytics, Marketing Services and Interactive. In December 10, 2008, the Company acquired SearchAmerica, Inc, a provider of payment prediction data and analytics to the United States healthcare industry. In October 2009, the Company acquired United MailSolutions GmbH (UMS), from its parent company, United MailSolutions AG.