Valley Financial Corporation is a bank holding company based in Roanoke, Virginia. The Company's principal subsidiary is Valley Bank. The Company's core businesses include commercial banking, retail and small business banking, consumer lending, mortgage banking and wealth management services. Other services of the Company include safe deposit boxes, certain cash management services, including overnight repurchase agreements, merchant purchase and management programs, traveler's checks, direct deposit of payroll and social security checks and automatic drafts for various accounts. The Company also provides brokerage services, including retirement planning, insurance, college funding and any other financial planning needs. The Company has nine full-service financial centers serving the Roanoke Valley and provides financial services through multiple channels in its primary banking market.