McGraw Hill Financial, Inc. is a financial intelligence company. The Company provides ratings, benchmarks and analytics. The Company’s operations consist of four segments: Standard & Poor’s Ratings (S&P Ratings), S&P Capital IQ, S&P Dow Jones Indices (S&P DJ Indices) and Commodities & Commercial (C&C). S&P Ratings provides credit ratings, research and analytics, offering investors and market participants information, ratings and benchmarks. S&P Capital IQ provides digital and traditional financial research and analytical tools for capital market participants. S&P DJ Indices is an index provider that maintains a wide variety of investable and benchmark indices to meet an array of investor needs. C&C provides information, data, analytic services and pricing benchmarks.