First Commonwealth Financial Corporation (First Commonwealth), is a bank holding company. The Company provides a range of consumer and commercial banking services through its bank subsidiary, First Commonwealth Bank (FCB). It also provides trust and wealth management services and offer insurance products through First Commonwealth Financial Advisors, Inc. and insurance products through First Commonwealth Insurance Agency, Inc. FCB is a Pennsylvania bank and trust company. At December 31, 2008, the Bank operated 114 community banking offices in western Pennsylvania and three loan production offices in downtown Pittsburgh, State College and Canonsburg, Pennsylvania.