Fairpoint Group plc is a United Kingdom-based company. The Company is engaged in the provision of financial advice and appropriate solutions to individuals experiencing personal debt problems. The Company operates through three business lines: individual voluntary arrangements (IVAs), debt management plans (DMPs) and financial services. The Company’s wholly owned subsidiaries include Debt Free Direct Limited, Clear Start UK Limited, Debt Free Direct (Investments) Limited, Lawrence Charlton Limited, DFD Mortgages Limited, Debt Advice and Money Solutions Limited, DFD Australia Pty, IVA Insurance Limited, Debt Free Direct (Australia) Limited, DFD Equity Release Limited, Debt Free Direct Group Plc and Allixium Limited.