First American Financial Corporation (FAF), through its subsidiaries, is engaged in providing financial services. The Company operates in two segments: title insurance and services, which issues title insurance policies on residential and commercial property in the United States, and offers similar or related products and services internationally; and specialty insurance , which issues property and casualty insurance policies and sells home warranty products. Its property and casualty insurance business provides insurance coverage to residential homeowners and renters for liability losses and hazards such as fire, theft, vandalism and other types of property damage. In certain markets, the Company also offers preferred risk auto insurance. FAF�s home warranty business provides residential service contracts that cover residential systems, such as heating and air conditioning systems, and appliances against failures that occur as the result of normal usage during the coverage period.