First Business Financial Services, Inc. (FBFS) is a bank holding company. The Company engages in the commercial banking business through two wholly owned bank subsidiaries, First Business Bank (FBB) and First Business Bank-Milwaukee (FBB-Milwaukee and, together with FBB, the Banks). The operations of FBFS are conducted through the Banks and certain subsidiaries of First Business Bank. The Banks operate as business banks focusing on delivering a full line of commercial banking products, including commercial loans and commercial real estate loans, and services tailored to meet the specific needs of small- and medium-sized businesses, business owners, executives, professionals and high net worth individuals. The Company�s business lines include commercial lending, asset-based financing, equipment financing, treasury management services and trust and investment services.