First Financial Service Corporation is the holding company for First Federal Savings Bank of Elizabethtown (the Bank). The Bank offers a variety of financial services to its retail and commercial banking customers. These services include personal and corporate banking services and personal investment financial counseling services. The Company�s lending services include a range of residential mortgage products, both fixed and adjustable rate; consumer loans, including home equity lines of credit, auto loans, recreational vehicle, and other secured and unsecured loans; specialized financing programs to support community development; mortgages for multi-family real estate; commercial real estate loans; commercial loans to businesses, including revolving lines of credit and term loans; real estate development; construction lending, and agricultural lending. On July 6, 2012, the Company divested its four branch retail bank franchise in Indiana to First Savings Bank, F.S.B.