First Financial Service Corporation is the holding company for First Federal Savings Bank of Elizabethtown (the Bank). The Bank offers a variety of financial services to its retail and commercial banking customers. The Company�s services include personal and corporate banking services, and personal investment financial counseling services. Its lending services include a range of residential mortgage products, consumer loans, specialized financing programs to support community development, mortgages for multi-family real estate, commercial real estate loans, commercial loans to businesses, including revolving lines of credit and term loans, real estate development, construction lending and agricultural lending. The Company provides a range of deposit instruments, including multiple checking and negotiable order of withdrawal (NOW) accounts, savings accounts, money market accounts, tax qualified deposit accounts and a range of certificate of deposit products.