First National of Nebraska, Inc. is an interstate financial holding company whose primary assets are its banking subsidiaries. The banking subsidiaries are principally engaged in consumer, commercial, real estate and agricultural lending and retail deposit activities. The Company also has subsidiaries that provide merchant credit card processing and other services. The Company consists of the parent company, which is an interstate financial holding company, and its consolidated subsidiaries. First National continues to make investments in data processing technology for its own data processing needs, and to provide various data processing services for unaffiliated parties. The services provided include automated clearinghouse transactions, merchant credit card processing and check processing.