Royal Bancshares of Pennsylvania, Inc. is a bank holding company. The Company offers a range of financial and banking products and services. The principal activities of the Company are supervising Royal Bank America (Royal Bank), which engages in general banking business in Montgomery, Delaware, Chester, Bucks, Philadelphia and Berks counties in Pennsylvania, southern New Jersey and Delaware. The Company operates through two segments: Community Banking and Tax Liens. Royal Bank conducts business operations as a commercial bank offering traditional consumer and business deposit products and services (excluding trust) and commercial and consumer loans, including home equity and Small Business Administration loans. The Company has a wholly owned non-bank subsidiary, Royal Investments of Delaware, Inc. (RID), which is engaged in investment activities. RID buys, holds and sells investment securities.