Franklin American Mortgage is flying as high as a kite. The private mortgage bank is one of the country's largest and fastest-growing mortgage brokers. Franklin American Mortgage operates through three loan production channels. The correspondent lending division services lenders nationwide; the wholesale division funds and underwrites loans for mortgage brokers. Finally, the retail division offers mortgages directly to individuals from about 20 offices (mostly located in the East and South). Franklin American Mortgage has a regional office in Texas in addition to its Tennessee headquarters. CEO Dan Crockett owns the company.