Bottomline Technologies (de), Inc. is a provider of cloud-based digital banking, fraud prevention, payment, financial document, insurance and healthcare solutions. The Company's segments include Payments and Transactional Documents, Hosted Solutions and Digital Banking. The Company offers hosted or Software as a Service (SaaS) solutions, as well as software designed to run on-site at the customer's location. The Payments and Transactional Documents segment is a supplier of software products that provide financial business process management solutions, including making and collecting payments, sending and receiving invoices, and generating and storing business documents. The Hosted Solutions segment provides customers with SaaS technology offerings that facilitate electronic payment, electronic invoicing and spend management. The Digital Banking segment provides solutions to banking and financial institution customers.