Global Payments Inc. is a provider of electronic payments transaction processing services for consumers, merchants, independent sales organizations (ISOs), financial institutions, government agencies and multi-national corporations located throughout the United States, Canada, Latin America, the United Kingdom, the Asia-Pacific region, the Czech Republic and the Russian Federation. The Company serves as an intermediary to facilitate payments transactions, and operates in three segments: North America merchant services, International merchant services and money transfer. Its merchant services segments target customers in many vertical industries, including financial institutions, gaming, government, healthcare, professional services, restaurants, retail, universities and utilities. Its money transfer segment primarily targets immigrants in the United States and Europe. On June 12, 2009, the Company acquired the remaining 49% interest in HSBC Merchant Services LLP, from HSBC Bank plc.