Total System Services, Inc. (TSYS), is a global payment solutions provider that provides services to financial and nonfinancial institutions. The Company operates in three segments: North America Services, International Services and Merchant Services. Through the Company�s North America Services and International Services segments, TSYS processes information through its cardholder systems to financial institutions throughout the United States and internationally. Its North America Services segment provides these services to clients in the United States, Canada, Mexico and the Caribbean. The Company�s International Services segment provides services to clients in Europe, India, Middle East, Africa, Asia Pacific and Brazil. In July 2013, Total System Services Inc completed its acquisition of NetSpend.