SmartPay Holdings Limited is a provider of technology products, services and software to merchants and retailers. The Company designs, develops and implements payment solutions for customers in New Zealand and Australia. It offers a range of payment and data management solutions for retail, business payment and transactional processing requirements. It has developed mobile point of sale (MPos) and mobile payments products, including the development of its own Till2Go MPos application and integration of its next generation mobile payments terminals with both smartphones and tablet computers (Apple IOS, Android and Windows devices). The Company's subsidiaries include Smartpay Limited, Smartpay New Zealand Limited, Smartpay Software Limited, Viaduct Limited, Smartpay Rental Services Limited, Pax Technology Pty Limited and Product Rentals Pty Limited, among others. The Company operates in New Zealand and Australia.