Heritage Financial Corporation is a bank holding company. The Company is engaged in the business of planning, directing and coordinating the business activities of its wholly owned subsidiaries, Heritage Bank and Central Valley Bank. Heritage Bank is a Washington state-chartered commercial bank and conducts business from its main office in Olympia, Washington, and its 13 branch offices located in Thurston, Pierce, Mason and south King Counties. Central Valley Bank is a Washington state-chartered bank and conducts business from its office in Toppenish, Washington, and its five branch offices located in Yakima and Kittitas Counties. Heritage Financial Corporation's business consists of lending and deposit relationships with small businesses, including agribusiness and their owners in its market area, attracting deposits from the general public and originating for sale or investment purposes first mortgage loans on residential properties located in western and central Washington State.