China Construction Bank Corporation (the Bank) is a commercial bank. The Bank operates its business through corporate banking business, including corporate deposit, corporate credit loan, asset custody, enterprise annuity, trade financing, international settlement, international financing and value-added services, among others; personal banking business, including personal saving, loan, bank card services, foreign exchange trading and gold trading, among others; capital business, including financial consulting, financial market services and investment banking services, as well as other businesses, including equity investment and overseas business. The Bank operates branches in Hong Kong, Singapore, Frankfort, Johannesburg, Tokyo and Seoul, and representative offices in London, New York and Sydney.