BOC Hong Kong (Holdings) Limited is an investment holding company. The Company, along with its subsidiaries, is engaged in the provision of banking and related financial services in Hong Kong. The Company�s principal operating subsidiary is Bank of China (Hong Kong) Limited. The Company operates in four segments: Personal Banking, Corporate Banking, Treasury and Insurance. Both Personal Banking and Corporate Banking segments provide general banking services. Personal Banking mainly serves individual customers while Corporate Banking mainly deals with corporate customers. The Treasury segment manages the funding and liquidity, and the interest rate and foreign exchange positions of the Company in addition to proprietary trades. The Insurance segment represents business relating to life insurance products, including traditional and unit-linked individual life insurance and group life insurance products.