HSBC Card Services is the US consumer credit card segment of gigantic British bank HSBC Holdings. One of the largest credit card servicers in the country, HSBC Card Services offers private label and HSBC Bank-branded plastic from Visa, MasterCard, and American Express with a variety of annual percentage rates and rewards programs. Its Orchard Bank unit issues cards to consumers looking to establish or re-establish their credit. HSBC Card Services offers branded cards from partners such as Best Buy, Sak's Fifth Avenue, and Yamaha among others. Its cards are issued by HSBC Bank USA or its HSBC Bank Nevada affiliate.