HCI Group, Inc. (HCI) is a holding company. The Company's operations include Insurance Operations, which offers property and casualty insurance, and reinsurance, and Other Operations, which include IT and real estate. Property and Casualty Insurance business is managed by its subsidiary, Homeowners Choice Property & Casualty Insurance Company, Inc. (HCPCI). Through HCPCI, the Company provides property and casualty insurance to homeowners, condominium owners and tenants residing in Florida. The Company manages its reinsurance business through its Bermuda domiciled wholly owned subsidiary, Claddaugh Casualty Insurance Company Ltd. (Claddaugh). HCI's IT operations include a team of experienced software developers with knowledge in developing Web-based products and applications for mobile devices. The Company's real estate operations consist of several properties it owns, including the headquarters building in Tampa, Florida and a secondary insurance operations site in Ocala, Florida.