Huntington Bancshares Incorporated (Huntington) is a multi-state diversified regional bank holding company. The Company operates through its subsidiary, The Huntington National Bank (the Bank), and provides commercial, small business, consumer banking services, mortgage banking services, automobile financing, equipment leasing, investment management, trust services, brokerage services, insurance programs and other financial products and services. The Company operates in four segments namely Retail and Business Banking, Regional and Commercial Banking, Automobile Finance and Commercial Real Estate and Wealth Advisors, Government Finance and Home Lending. Its loan portfolio includes commercial and industrial, commercial real estate, construction CRE, automobile, home equity, residential mortgage and consumer loans/leases. As of December 31, 2013, the Bank had 16 wealth management offices and 695 branches in Ohio, Indiana, Michigan, West Virginia, Pennsylvania and Kentucky.