Auburn National Bancorporation, Inc. is a bank holding company. The Company operates through its subsidiary AuburnBank (the Bank). The Bank offers checking, savings, transaction deposit accounts and certificates of deposit (CDs) and it is an active residential mortgage lender in its primary service area. The Bank's primary service area includes the cities of Auburn and Opelika, Alabama and nearby surrounding areas in East Alabama primarily in Lee County. The Bank also offers commercial, financial, agricultural, real estate construction and consumer loan products, and other financial services. The Bank also provides automated teller services in East Alabama and operates ATMs (automated teller machines) in 14 locations in its primary service area. The Bank offers Visa Checkcards, which are debit cards with the Visa logo that work like checks but can be used anywhere Visa is accepted, including ATMs. The Bank's Visa Checkcards can be used internationally through the Cirrus network.