Pascack Bancorp, Inc. (the Bank) is a bank holding company. The Company�s activity consists of owning and supervising its subsidiary, Pascack Community Bank (the Bank), which provides a range of banking services to customers primarily in the Bergen, and the northern portion of Essex Counties, New Jersey. The Bank�s deposits are insured by the Federal Deposit Insurance Corporation (FDIC). It engages in a range of lending activities, including commercial, construction, residential real estate and consumer/installment transactions. The Company focuses its lending activities on individuals, professionals and small- to medium sized businesses.