Yadkin Financial Corporation is a bank holding company serves as the holding company for Yadkin Bank. The Company’s operations are retail oriented and directed toward individuals and small and medium-sized businesses. The Company provides traditional, commercial and consumer banking services. The Company’s principal business is purchasing of loans, funded by customer deposits, loan sales, and other borrowed funds. The Company makes loans secured by commercial/investment properties. The Company focuses on commercial lending to small and medium-sized businesses, consumer based installment loans, and residential mortgage lending including equity lines of credit. The Company makes loans and has deposit relationships with individual and business customers. The Company has a loan production office in Wilmington, New Hanover County and mortgage banking offices throughout North and South Carolina. The Company operates 33 full-service banking offices.