Yadkin Financial Corporation, formerly Yadkin Valley Financial Corporation is a bank holding company serves as the holding company for Yadkin Valley Bank and Trust Company (the Bank) is a North Carolina chartered commercial bank. The Bank�s operations are retail oriented and directed toward individuals and small and medium-sized businesses located in its banking market and, to areas surrounding its immediate banking market. The Bank�s source of revenue is the interest income derived from its lending activities. As of December 31, 2012, the Company had net loans held for investment of $1,284.4 million and deposits of $1631.7 million. Yadkin operates 34 full-service banking offices. In July 2014, the Company announced that it has completed its merger with VantageSouth Bancshares, Inc.