Home BancShares, Inc. (Home BancShares), incorporated on September 01, 1989, is a bank holding company. The Company is primarily engaged in providing a range of commercial and retail banking and related financial services to businesses, real estate developers and investors, individuals and municipalities through its wholly owned community bank subsidiary - Centennial Bank (the Bank). At December 31, 2012, commercial real estate loans represented 56.7% gross loans. As of December 31, 2012, the Company conducted business principally through 43 branches located in Central Arkansas, two branches in North Central Arkansas, two branches in Southern Arkansas, nine branches in the Florida Keys, nine branches in Central Florida, three branches in Southwestern Florida, 33 branches in the Florida Panhandle and seven branches in South Alabama. In October 2013, Home BancShares Inc acquired Liberty Bancshares, Inc.