Citizens Bancshares Corporation (GA)  

(Public, OTCMKTS:CZBS)   Watch this stock  
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-0.24 (-3.20%)
Feb 10 - Close
OTCMKTS data delayed by 15 mins - Disclaimer
Currency in USD
Range 7.25 - 7.30
52 week 7.15 - 10.25
Open 7.30
Vol / Avg. 808.00/350.00
Mkt cap 14.96M
P/E 10.61
Div/yield 0.08/1.10
EPS 0.68
Shares 2.07M
Beta -119.98
Inst. own 11%
Nov 16, 2015
Q3 2015 Citizens Bancshares Corp Earnings Release

Key stats and ratios

Q3 (Sep '15) 2014
Net profit margin 9.85% 10.66%
Operating margin 12.36% 11.45%
EBITD margin - 17.45%
Return on average assets 0.44% 0.46%
Return on average equity 3.78% 4.35%
Employees 102 -
CDP Score - -


75 Piedmont Ave NE PO Box 4485
ATLANTA, GA 30303-2544
United States - Map
+1-404-6595959 (Phone)

Website links


Citizens Bancshares Corporation is a bank holding company for Citizens Trust Bank (the Bank). The Bank conducts a general commercial banking business that serves Fulton, DeKalb and Muscogee Counties, Georgia, as well as Jefferson and Greene Counties, Alabama, acts as an issuing agent for Unite States savings bonds, travelers checks and cashiers checks, and offers collection teller services. The Bank's primary service area consists of Fulton and DeKalb Counties, along with certain portions of Rockdale County; through its branch in Columbus, the Bank also serves Muscogee County, Georgia, and through its branches in Birmingham and Eutaw, it serves Jefferson and Greene Counties, Alabama. The primary focus of the Bank is the small business and commercial/service firms in the area plus individuals and households who reside in or commute to the area.

Officers and directors

Ray M. Robinson Independent Chairman of the Board
Age: 67
Cynthia N. Day President, Chief Executive Officer of the Company and the Bank; Director
Age: 49
Samuel J. Cox Chief Financial Officer, Executive Vice President of the Company and the Bank
Age: 57
Frederick L. Daniels Executive Vice President, Chief Credit Officer
Age: 49
Robert L. Brown Jr. Independent Director
Age: 63
Stephen A. Elmore Sr. Independent Director
Age: 63
Charles David Moody Jr. Independent Director
Age: 58
H. Jerome Russell Independent Director
Age: 52
James E. Williams Independent Director
Age: 66