Citizens Financial Corp  

(Public, OTCMKTS:CFIN)   Watch this stock  
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0.00 (0.00%)
Jul 10 - Close
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Currency in USD
Range     -
52 week 2,455.00 - 2,600.00
Open     -
Vol / Avg. 0.00/0.00
Mkt cap 16.49M
P/E 26.72
Div/yield     -
EPS 97.31
Shares 5,523.00
Beta     -
Inst. own     -

Key stats and ratios

Q4 (Dec '07) 2007
Net profit margin 1.47% 1.41%
Operating margin 2.84% 2.11%
EBITD margin - 5.27%
Return on average assets 0.34% 0.31%
Return on average equity 4.31% 3.80%
Employees 69 -
CDP Score - -


Suite 300, 12910 Shelbyville Road
United States - Map
+1-502-2442420 (Phone)
+1-502-2544059 (Fax)

Website links


Citizens Financial Corporation is a holding company. The Company is engaged in the business of life and health insurance through its life insurance subsidiary, Citizens Security Life Insurance Company (CSLICo). The primary products marketed by CSLICo are ancillary insurance products under two names: CS Benefits, which consists of group ancillary insurance products (group dental insurance, group vision insurance, and group life insurance), and Special Care Insurance, which consists of individual ancillary insurance products (individual dental insurance and individual vision insurance) to the senior market. CS Benefits provides employee benefits and services, with a portfolio that includes life and accidental death and dismemberment insurance, dental coverage, vision coverage and worksite products. Its products include dental insurance, vision insurance, life insurance and other services. The Special Care Insurance Program provides dental and vision insurance to residents.

Officers and directors

Darrell R. Wells Chairman of the Board, President, Chief Executive Officer
Age: 72
Len E. Schweitzer Chief Financial Officer, Vice President - Accounting, Treasurer, Secretary
Age: 65
Trading Activity - Yahoo Finance
John D. Cornett Chief Operating Officer, Executive Vice President; President, Chief Operating Officer
Age: 53
James T. Helton III Executive Vice President - Group Products
Age: 57
Michael S. Williams Vice President - Marketing for Life & Health Products
Age: 63
Trading Activity - Yahoo Finance
John H. Harralson Jr. Director
Age: 85
George A. Turk Director
Age: 63
Thomas G. Ward Director
Age: 75
Gerald A. Wells Director
Age: 56
Margaret A. Wells Director
Age: 65