Citizens Financial Corp  

(Public, OTCMKTS:CFIN)   Watch this stock  
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Jul 10 - Close
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Currency in USD
Range     -
52 week 2,400.25 - 2,600.00
Open     -
Vol / Avg. 0.00/0.00
Mkt cap 16.49M
P/E 26.72
Div/yield     -
EPS 97.31
Shares 5,523.00
Beta     -
Inst. own     -

Key stats and ratios

Q4 (Dec '07) 2007
Net profit margin 1.47% 1.41%
Operating margin 2.84% 2.11%
EBITD margin - 5.27%
Return on average assets 0.34% 0.31%
Return on average equity 4.31% 3.80%
Employees 69 -
CDP Score - -


Suite 300, 12910 Shelbyville Road
United States - Map
+1-502-2442420 (Phone)
+1-502-2544059 (Fax)

Website links


Citizens Financial Corporation is an insurance holding company. The Company is engaged in the business of life and health insurance through its life insurance subsidiary, Citizens Security Life Insurance Company. The primary products marketed by Citizens Security Life Insurance Company are ancillary insurance products under two names: CS Benefits, which provides group ancillary insurance products, and Special Care Insurance, which offers individual ancillary insurance products. CS Benefits provides employee benefits and services, with a portfolio that includes life and accidental death and dismemberment insurance, dental coverage, vision coverage and worksite products. Special Care Insurance provides insurance products, such as individual dental insurance and individual vision insurance to the senior market.

Officers and directors

Darrell R. Wells Chairman of the Board, President, Chief Executive Officer
Age: 72
Len E. Schweitzer Chief Financial Officer, Vice President - Accounting, Treasurer, Secretary
Age: 65
Trading Activity - Yahoo Finance
John D. Cornett Chief Operating Officer, Executive Vice President; President, Chief Operating Officer
Age: 53
James T. Helton III Executive Vice President - Group Products
Age: 57
Michael S. Williams Vice President - Marketing for Life & Health Products
Age: 63
Trading Activity - Yahoo Finance
John H. Harralson Jr. Director
Age: 85
George A. Turk Director
Age: 63
Thomas G. Ward Director
Age: 75
Gerald A. Wells Director
Age: 56
Margaret A. Wells Director
Age: 65