National Bankshares, Inc. (NBI) is a financial holding company. The Company conducts its operations through its wholly owned community bank subsidiary, the National Bank of Blacksburg (NBB or the Bank). The Company also owns National Bankshares Financial Services, Inc. (NBFS), which does business as National Bankshares Insurance Services and National Bankshares Investment Services. NBB offers a range of retail and commercial banking services to individuals, businesses, non-profits and local governments from its headquarters in Blacksburg, Virginia and its twenty-four branch offices across southwest Virginia. NBFS offers non-deposit investment products and insurance products for sale to the public. NBFS works with Infinex Investments, Inc. to provide investments and with Bankers Insurance, LLC for insurance products. The Company provides its services in southwest Virginia and West Virginia.