Eagle Financial Services, Inc. is a bank holding company. It conducts its operations through its subsidiary, Bank of Clarke County (the Bank). It has 12 full-service branches and one drive-through only facility. It offers a range of retail and commercial banking services, including demand, savings and time deposits and consumer, mortgage and commercial loans. Branded credit cards are offered through a financial institution and the Bank also has a merchant services program, which allows its commercial customers to accept credit card payments. It has 16 automation teller machinery (ATM) locations in its trade area and issues both ATM cards and Debit cards to deposit customers. It offers telephone banking, Internet banking, and mobile banking to its customers. Internet banking also offers online bill payment to consumer and commercial customers. The Company offers other commercial deposit account services, such as automated clearing house (ACH) origination and remote deposit capture.