Equifax Inc. is a global provider of information solutions and human resources business process outsourcing services for businesses, governments and consumers. The Company’s products and services are based on databases of consumer and business information derived from numerous types of credit, financial assets, telecommunications and utility payment, employment, income, public record, demographic and marketing data. It provides information, technology and services to support debt collections and recovery management. In addition, it is also a provider of payroll-related and human resource management business process outsourcing services in the United States of America. The Company’s clients include financial institutions, corporations, governments and individuals. The Company has four operating segments, which include U.S. Information Solutions (USIS), International, Workforce Solutions and North America Personal Solutions.