Kingsway Financial Services Inc. (Kingsway) is a holding company. The Company provides insurance solutions to manage specialty risks for individuals and businesses in the United States and Canada. Its primary business is the insuring of drivers who do not qualify for standard automobile insurance coverage because of their payment history, driving record, place of residence, age, vehicle type or other factors. Other products in the Kingsway portfolio include trucking insurance, commercial automobile insurance, commercial and personal property coverages, standard automobile insurance, motorcycle insurance and other specialty lines. Its subsidiaries include American Country Insurance Company, American Service Insurance Company, Inc., Lincoln General Insurance Company, U.S. Security Insurance Company, Mendota Insurance Company, Mendakota Insurance Company. In October 2009, the Company closed the sale of Zephyr Insurance Company, Inc. to Zephyr Acquisition Company.