Sanlam Life Insurance Limited is a South Africa-based company engaged in providing long-term insurance, investment management and other related financial services activities. It operates through Life Insurance Investment Management and Short-Term Insurance segments. The Life Insurance segment provides financial solutions in South Africa through Sanlam Personal Finance; to corporates and retirement funds through Sanlam Employee Benefits, and in the entry-level and middle-income markets in Africa, India and South-East Asia through Sanlam Emerging Markets. Investment Management segment comprises Sanlam Investment Management, which manages financial assets for individual, institutional, retail and corporate clients and offers investment strategies in vehicles ranging from collective investments to institutional portfolios. Short-term insurance segment comprises Santam, which provides short-term insurance services for personal, corporate, commercial and agricultural needs.