Liberty Bancorp, Inc., formerly Liberty Savings Bank, (F.S.B.) (the Bank), is a community-oriented financial institution dedicated to serving the financial service needs of consumers and businesses within its market area. The Bank attracts deposits from the general public and uses these funds to originate loans secured by real estate located in the market area. Its real estate loans include construction loans, commercial real estate loans, and loans secured by single-family or multi-family properties. The Bank also generates consumer loans and commercial business loans. The services of the Bank, includes lending activities, investment activities and deposit activities and other sources of funds. BankLiberty is a wholly owned subsidiary of Liberty Bancorp, Inc.