United Security Bancshares, Inc. (USBI) is the bank holding company for First US Bank (the Bank). The Bank conducts a general commercial banking business and offers banking services, such as demand, savings, individual retirement account and time deposits, personal and commercial loans, safe deposit box services and remote deposit capture. The Bank operates and serves its customers through approximately 20 banking offices located in Brent, Bucksville, Butler, Calera, Centreville, Coffeeville, Columbiana, Fulton, Gilbertown, Grove Hill, Harpersville, Jackson, Thomasville, Tuscaloosa and Woodstock, Alabama. Its subsidiaries include Acceptance Loan Company, Inc. (ALC) and FUSB Reinsurance, Inc. (FUSB Reinsurance). ALC operates and serves its customers through approximately 20 offices in Alabama and southeast Mississippi. FUSB Reinsurance underwrites credit life and credit accident and health insurance policies sold to the Bank's and ALC's consumer loan customers.