Paragon Group of Companies PLC (Paragon) is a holding Company, engaged in the operation of its first mortgage and consumer finance businesses. The Company is organized into two operating divisions: First Mortgages, which includes the buy-to-let and owner-occupied first mortgage assets and other sources of income, derived from first charge mortgages, and Consumer Finance includes secured lending, car and retail finance, and the residual unsecured loan book. It is also into the acquisition of loan portfolios, expanding products and services for existing customers, and servicing third party loan portfolios. Paragon has been offering an energy assessment service to its customers through its subsidiary, Redbrick Survey and Valuation. It offers a credit check service for landlords to assess the credit standing of tenants. Paragon has serviced assets on behalf of third parties including building societies, investment and commercial banks, private equity houses and debt purchasers.