Jacksonville Bancorp, Inc. is a bank holding company. Jacksonville Savings Bank is 100% owned by the Company. Jacksonville Savings Bank is an Illinois-chartered savings bank. The Company is engaged primarily in the business of attracting retail deposits from the general public in its market area and using such funds, together with borrowings and funds from other sources, to originate mortgage loans secured by one- to four-family residential real estate, commercial and agricultural real estate and home equity loans. It also originates commercial and agricultural business loans and consumer loans. It invests in United States Government agency securities, bank-qualified, general obligation municipal issues, and mortgage-backed securities guaranteed by the United States Government or enterprises thereof. It conducts its business from five branches, two of which are located in Jacksonville and one of which is located in each of the Illinois communities: Virden, Litchfield, and Chapin.