Webster City Federal Bancorp is the holding company for WCF Financial Bank. WCF Financial Bank operates as a financial institution providing a range of personal banking services to its customers. The Bank offers personal banking services, including checking accounts, savings accounts, Certificates of Deposit, individual retirement account (IRA), loans, Christmas club account and Popmoney. The Bank also offers card services, e-statement account enrollment form and safe deposit boxes, among others. The Bank offers Certificates of Deposit for terms ranging from 91 days to 60 months. The Bank also offers tax deferred retirement plans, traditional IRA, Roth IRA and simplified employee pension (SEP). The Bank offers SEP for businesses, including sole proprietorships, partnerships, and corporations. It offers consumer loans, mortgage loans and student loans.