Business itself can be a tricky business, but Lexington Insurance wants to reduce the risk. Lexington Insurance provides commercial property/casualty insurance and risk management services. The company also offers specialty coverages that include boiler and machinery, professional liability, inland marine, and terrorism coverage. The company caters to clients with unusual or high-risk coverage needs. Its products are distributed through surplus (specialty insurance) brokers. Lexington Insurance is a subsidiary of American International Group (AIG), and has been placed within its Chartis group.