Banco Santander-Chile is a Chilean bank. The Company provides commercial and retail banking services to its customers. Its commercial and retail banking services include Chilean peso and foreign currency denominated loans to finance a range of commercial transactions, trade, foreign currency forward contracts and credit lines and a line of retail banking services, including mortgage financing. It divides its clients into four groups: Individuals and Small and mid-sized (SMEs), Companies and Institutions, Global Banking and Markets, and Corporate Activities (Other). The Company has operating segments within each group, such as Individuals and Small and mid-sized (SMEs) group includes the Santander Banefe, Commercial Banking and SMEs segment; Companies and Institutions group includes Middle Market, Real Estate, Large Corporations and Institutions segments, and the Global Banking and Markets group includes Corporate and Treasury segments.