River Valley Bancorp (River Valley) is a bank holding company. The Company, through its subsidiaries, engages in banking services. The Bank�s lending activities provides loans, such as mortgage loans for the purchase, construction, or refinancing of one-to-four family residential real property. The Bank also offers multi-family mortgage loans, nonresidential real estate loans, land loans, construction loans, non-mortgage commercial loans and consumer loans. The Bank�s three subsidiaries in Nevada, including RVFB Investments, Inc., RVFB Holdings, Inc. and RVFB Portfolio, LLC, to hold and manage a significant portion of the Bank�s investment portfolio.