Hudson Valley Holding Corp. is a bank holding company. The Company provides financial services through its wholly-owned subsidiary, Hudson Valley Bank, N.A. (the Bank), a national banking association. The Bank, as of December 31, 2011, had 18 branch offices in Westchester County, New York, five in Manhattan, New York, four in Bronx County, New York, two in Rockland County, New York, one in Kings County, New York, five in Fairfield County, Connecticut and one in New Haven County, Connecticut. The Company provides investment management services through a wholly owned subsidiary of HVB, A.R. Schmeidler & Co., Inc. (ARS), a money management firm. The Banks principal customers are businesses, professionals, municipalities, not-for-profit organizations and individuals.