Because MetLife is practically bigger than life, it is able to offer property/casualty insurance for the stuff that fills our lives. Its subsidiary Metropolitan Property and Casualty Insurance (MPC) operates under the MetLife Auto & Home brand and is a leading provider of property/casualty insurance for automobiles, boats, and homeowners insurance. Its products are sold through workplaces and directly to individuals in the US. Auto insurance accounts for 70% of premiums and includes both standard and non-standard policies. Homeowner's and other coverage, including personal excess liability, make up the remaining 30% of the company's premiums.