Allied Irish Banks, p.l.c. (AIB) together with its subsidiaries conducts retail and commercial banking business in Ireland. AIB conducts its business through four operating market segments: Personal and Business Banking (PBB), Corporate Institutional and Commercial Banking (CICB), EBS and AIB UK. The Company�s PBB segment services the personal and small business customers of AIB. It also provides wealth management and credit card services. It provides services to Small and Medium Enterprises, mortgages and personal banking. The Company�s CICB services large and medium-sized enterprises in the Republic of Ireland, United Kingdom and the United States in addition to Treasury Services, Corporate Finance and Asset Finance. The AIB UK market segment operates in two distinct markets: Great Britain and Northern Ireland.