Heritage Commerce Corp (HCC) is a bank holding company for its wholly owned subsidiary, Heritage Bank of Commerce (HBC or the Bank). HBC is a state-chartered bank, which offers a range of commercial and personal banking services to residents and the business/professional community in Santa Clara, Alameda, and Contra Costa counties, California. The Bank is a multi-community independent bank that offers a range of commercial banking services to small and medium-sized businesses and their owners, managers and employees. The Company offers a range of deposit products for business banking and retail markets. Its lending activities include commercial, real estate, construction and land development, consumer and small business administration (SBA) guaranteed loans. The Company operates through 10 full-service branch offices located entirely in the southern and eastern regions of the general San Francisco Bay Area of California in the counties of Santa Clara, Alameda, and Contra Costa.