S&U plc is a provider of consumer and motor finance services. The Company's principal activities are in the provision of home credit throughout the United Kingdom, excepting Northern Ireland, and of secured motor finance throughout the country. The Company operates in two classes of business: consumer credit, rentals and other retail trading, and motor finance. The products in consumer credit, rentals and other retail trading are unsecured home credit loans. The products in motor finance business are car loans secured under hire purchase agreements. Its Advantage is a motor finance company. The Company provides motor finance facilities provided to customers in the United Kingdom via secured hire purchase loans. Its Loansathome4u provides valued home credit facilities to customers via agents. It provides home credit facilities to households in the United Kingdom via small size unsecured personal loans. Its subsidiaries include S D Taylor Limited and Advantage Finance Limited.