SmartFinancial Inc  

(Public, OTCMKTS:SMBKD)   Watch this stock  
Find more results for Monique Miller
+0.15 (1.00%)
Oct 6 - Close
OTCMKTS data delayed by 15 mins - Disclaimer
Currency in USD
Range 15.15 - 15.15
52 week 11.60 - 17.20
Open 15.15
Vol / Avg. 1,752.00/2,148.00
Mkt cap 25.14M
P/E 675.43
Div/yield     -
EPS 0.02
Shares 1.66M
Beta 3.41
Inst. own 20%
Oct 26, 2015
Q3 2015 Cornerstone Bancshares Inc Earnings Release (Estimated) Add to calendar
Jul 27, 2015
Q2 2015 Cornerstone Bancshares Inc Earnings Release

Key stats and ratios

Q2 (Jun '15) 2014
Net profit margin 8.16% 9.54%
Operating margin 13.23% 15.45%
EBITD margin - 23.48%
Return on average assets 0.30% 0.39%
Return on average equity -1.16% 0.26%
Employees 104 -
CDP Score - -


5401 Kingston Pike Ste 600
KNOXVILLE, TN 37919-5046
United States - Map
+1-423-3853000 (Phone)

Website links


SmartFinancial, Inc., formerly Cornerstone Bancshares, Inc., is a bank holding company. The Company operates through subsidiaries, including SmartBank and Cornerstone Community Bank. SmartBank operates in approximately seven branch locations across East Tennessee and the Florida Panhandle. Cornerstone Community Bank operates in approximately five branch locations serving clients throughout the Chattanooga metropolitan statistical area (MSA). The Company, through its subsidiaries, offers personal banking, business banking and e-banking services. Its personal banking services include personal checking, personal savings, personal mortgages, personal loans and personal banking additional services. Its business banking services include business checking, business loans, small business administration (SBA) loans and business banking additional services. Its e-banking services include mobile banking, online bill pay, SmartPay and e-statements.

Officers and directors

Wesley Miller Welborn Independent Chairman of the Board
Age: 56
William Young Carroll Jr. President, Chief Executive Officer, Director
William Young Carroll Sr. Vice Chairman of the Board
C Bryan Johnson Chief Financial Officer, Executive Vice President
Age: 46
Robert Barry Watson President of Cornerstone Community Bank
Age: 58
John H. Coxwell Sr. Chief Operating Officer, Executive Vice President
Age: 64
Gary Wayne Petty Jr. Executive Vice President, Chief Risk Officer of the Company and the Bank
Age: 40
Nathaniel F. Hughes Executive Vice President, Investment Officer and Institutional Investor Relations
Age: 56
James R. Vercoe Jr. Executive Vice President and Chief Credit Officer of Cornerstone Community Bank
Age: 62
Monique P. Berke Vice President, Investment Operations of Unum Group
Age: 48