Investors Bancorp, Inc. is the holding company of Investors Savings Bank (the Bank), a New Jersey chartered savings bank. The Bank is in the business of attracting deposits from the public through its branch network and borrowing funds in the wholesale markets to originate loans and to invest in securities. It originates mortgage loans secured by one- to four-family residential real estate and consumer loans, the majority of which are home equity loans and home equity lines of credit. The Bank expanded its lending activities to include commercial real estate, construction, multi-family loans, and commercial and industrial loans.The Bank has 58 branch offices located in the communities of Essex, Hunterdon, Monmouth, Morris, Ocean, Passaic, Somerset, Union and Warren Counties, New Jersey. It has two direct subsidiaries: ASB Investment Corp and Investors Savings Bank. On May 31, 2009, the Company completed the acquisition of American Bancorp of New Jersey, Inc. (American Bancorp).