American Independence Corp. (AMIC) is a holding company. The Company is engaged in health insurance and reinsurance. It provides specialized health coverage and related services to commercial customers and individuals. It focuses on health products and/or narrowly defined distribution channels in the United States. Its subsidiary, Independence American Insurance Company (Independence American), markets its products through IHC Specialty Benefits, Inc. (Specialty Benefits), IPA Family, LLC (IPA Family), IPA Direct, LLC (IPAD) and Global Accident Facilities, LLC (GAF), which are subsidiaries of AMIC, and through independent brokers, producers and agents. It focuses on various lines of business both as an issuing carrier and as a reinsurer, such as specialty health, including short-term medical, vision, dental, supplemental; pet insurance; occupational accident, and New York State Disability Benefits Law (DBL).