BankFinancial Corporation is a holding company of BankFinancial, F.S.B. (the Bank). The Bank is a full-service federal savings bank principally engaged in the business of commercial, family and personal banking, and offers its customers a range of loan, deposit, and other financial products and services through 20 full-service banking offices located in Cook, DuPage, Lake and Will Counties and Illinois. Its primary business is making loans and accepting deposits. It also offers its customers a variety of financial products and services that are related or ancillary to loans and deposits, including cash management, funds transfers, bill payment and other online banking transactions, automated teller machines, safe deposit boxes, wealth management, and general insurance agency services. The Bank�s primary lending area consists of the counties where its branch offices are located, and contiguous counties in the State of Illinois. In January 2013, it sold certain nonperforming assets.